Economic forecasting is often referred to as an art, perhaps because it involves not only
data and groups of equations, or statistical models, but also the forecaster's personal beliefs …

The use of vector autoregressions (VAR) to provide evidence on the theories of business
cycle dynamics is controversial. Critics hold that empirical results from estimated VARs are not …

This article investigates the business cycle implications of the planning phase of business
investment projects. Time to plan is built into a Kydland-Prescott time-to-build model, which …

Mortgage brokers are intermediaries who both match potential mortgage borrowers and
lenders and assist them in completing the loan origination process. Brokers have typically …

As part of The Saint Paul Foundation?s Credit Card Project, three credit card issuers conducted
randomized tests of whether offering online credit card education to credit cardholders is …

By its nature, predatory lending is difficult to track and measure, but growing anecdotal and
circumstantial evidence has convinced many observers that it is a serious problem. However, …

This paper provides the first encompassing quantitative picture of consumer credit in Indian
Country. Drawing on a unique large-scale consumer credit database, we find that Equifax …

We propose a system for magnetic recording, using a low density parity check (LDPC) code
as the error-correcting-code, in conjunction with a rate 16/17 quasi-maximum-transition-run …

This study examines the statistical association of foreclosure sales with social, economic, and
housing variables to assess the feasibility of identifying high-foreclosure neighborhoods in …

In this paper, we present a model of a shingled magnetic recording system, where Voronoi
regions are used to model the grains of the magnetic medium. A probabilistic model is used …