R3 has built a global consortium to focus on the application of distributed-ledger technology
(DLT), which can help banks combat low return on equity and alleviate pressure on their …

For the financial industry, the need to manage high-quality liquid assets (HQLA) efficiently
and the related topic of collateral mobility are more relevant than ever. In the aftermath of the …

Given the increasing amount of physical cash in circulation in many areas, a cashless
society is likely not soon achievable for most countries. However, there are certain countries, …

This paper describes a system which identifies the musical instrument in an audio snippet,
using short-time Fourier transform and a convolutional neural network. The accuracy of the …

… Kevin Rutter is the fifth Eastern alumnus to win Illinois Teacher of the Year. He teaches at …
Rutter has been with Schurz since 2000. Soon after arriving, he helped establish what the …

The second edition of the Global Enterprise Blockchain Benchmarking Study provides new
insights into the current state of the enterprise blockchain ecosystem. The study gathers …

The banking and financial-services industry has taken notice of blockchain technology’s
many advantages. This special issue explores its unlikely origins, tremendous impact, …

Two laboratory studies are reported in which analyses were made of vocal coordination and
gaze in mother–infant play. The first was a cross-sectional comparison of 12-, 18-, and 24-…

The English and Romania Adoptees (ERA) study sought to capitalize on an invaluable "natural
experiment" in which there was a rapid, easily timed, transition from a profoundly …

What would it look like if Brazil introduced a central bank digital currency (CBDC) for use by
the public? A Brazilian CBDC would be issued by the Banco Central do Brazil, the nation’s …