… David L. Hoff land is assistant vice president of the First National Bank of San Diego. He
has an MA degree in Economics from San Diego State and has been with the Investment De…

4 Until New York City's default, most bonds moved up or down in unison. Various indexes of
the postwar municipal market seemed to measure the same thing: general changes in …

In 1909 John Moody devised a system for rating corporate debt securities according to their
relative investment merit, and in 1919 the ratings were applied to municipal bonds. This …

* Every one of the nation's 14,600 banks should have a written investment policy. A written
investment policy integrates the bank's investment activity with its other activities. Significant …

Intercropping, the simultaneous production of multiple crops on the same field, provides
opportunities for the sustainable intensification of agriculture if it can provide a greater yield per …

… We thank Kees-Jan van Groenigen for initial discussions on starting the meta-analysis
and David Makowski and Gerrit Gort for their advice on statistics. Further we thank two …

Extractable Organic N (EON) or Dissolved Organic Nitrogen (DON) pools are often analyzed
to predict N mineralisation, N leaching, and to evaluate agricultural (nutrient) management …

Improving fertilizer recommendations for farmers is essential to increase food security in
smallholder landscapes. Currently, blanket recommendations are provided across agro-…

Ecological intensification seeks to achieve crop yield increases by intensifying complementary
or facilitative interactions between plant species or varieties. Different species of …