PT - JOURNAL ARTICLE AU - J. Thomas Morrow TI - GICs AID - 10.3905/joi.1.1.27 DP - 1992 May 31 TA - The Journal of Investing PG - 27--30 VI - 1 IP - 1 4099 - https://pm-research.com/content/1/1/27.short 4100 - https://pm-research.com/content/1/1/27.full